Development and Direct Sale of Real Estate

We help property developers comply with their AML regulatory obligations when selling real estate.

AML Compliance for Real Estate Developers

At AUS AML, we provide comprehensive Anti-Money Laundering (AML) compliance services specifically tailored for real estate brokers and conveyancers. Whether you're brokering property sales or purchases or providing conveyancing services, compliance with AUSTRAC regulations is essential to avoid penalties and maintain trust with your clients.

Our AML compliance service ensures you meet the legal requirements for client due diligence, onboarding, and transaction monitoring, while simplifying your operations. Let us take the stress of compliance off your shoulders, so you can focus on growing your business.

End-to-end AML compliance management

AUSTRAC-aligned compliance frameworks

Dedicated AML compliance expertise

Ongoing monitoring and regulatory reporting

Aus AML provides a tailored managed service for property developers who sell real estate directly to purchasers without using an independent real estate agent. From July 1 2026 these designated services (Items 54 & 55 in Table 1 of the AML/CTF Act) will require you to comply with AML/CTF regulations when selling house and land packages, off-the-plan apartments, and development lots.

Our development and sale compliance solution ensures you meet all AML/CTF obligations when selling properties directly to buyers. We provide comprehensive KYC collection on purchasers, verification of deposit and progress payment sources, screening against sanctions and PEP lists, and preparation of any required Suspicious Matter Reports. Our team understands the unique risks of off-the-plan sales and progress payment structures.

Let us handle all of your AML/CTF compliance activities so you can focus on completing your developments and selling properties.

Client Complexity Examples

Buyer mix and ownership structures can complicate your compliance work - with progressive payment arrangements extending the compliance timeframe, and a typically higher proportion of foreign purchasers adding layers of complexity and identity verification issues.

SIMPLE

Individual

First home buyers purchasing house and land package

Individual Purchasers (2)

MODERATE

SMSF

SMSF purchasing off-the-plan investment property

SMSF (1)
Corporate Trustee (1)
SMSF Members (2)

COMPLEX

Company

Corporate purchaser acquiring multiple commercial properties in a development through a buyers agent

Purchasing Company (1)
Company Directors (2)
Shareholders (4)
Buyers Agent (1)

HIGHLY COMPLEX

Trust / Foreign

Foreign Company buying multiple redevelopment units where the Developer doesn’t hold a specific exemption

Foreign Entity (1)
Foreign Entity Directors (2)
Foreign Entity BO (1)
Foreign Entity BO Directors (2)
Foreign Entity Foreign Trust (1)
Trust Beneficiaries (6)
Foreign Complexities – Documents, Languages and ECDD

SIMPLE

Individual to Individuals

Residential property sale between individual buyers and seller

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Understanding the Risk

Money launderers can use corporate structures to increase the size of their transactions and to distance themselves from the purchase agreements.

How We Can Help You

We can assess the compliance variations required for progressive payment plans, complex foreign owners or any other thorny issues that arise so you can stay focused on selling your development.

Program Set Up

Tailored for your size and risk level

Collect KYC Information

Collect KYC information on buyers and sellers for you

Screen Purchasers

Screen all purchasers against sanctions, PEPs and adverse media

Risk Assessment

Rate clients and identify any red flags in transactions

Program Assurance

Oversee the program and confirm it is appropriate for managing your risks

AUSTRAC Support

Respond to any follow up questions from AUSTRAC and keep auditable records for you

Sanctions Reporting

Prepare and file the sanctions report if required

SMR Preparation

Prepare any required SMRs for your approval and file it for you

AMLCO Recommendation

Assess the risk of red flags and provide recommendations to you

Ongoing Monitoring

Maintain ongoing monitoring and conduct periodic KYC refresh

All in Pricing Scaled For Your Business

01

Development and Sale of Real Estate

Complete Coverage (CaaS)

ALL 3 COMPONENTS

The full service covering AML/CTF program setup and ongoing oversight of program operations, a dedicated AMLCO to provide advice on decisions, and transaction operations for businesses looking for a complete turnkey compliance solution.

STARTS FROM

$4,000

Per Month

Enquire

Note:

The price assumes an estimate of 600 transactions per year for agents an annual payment plan

Transaction Processing Only

OPERATIONS ONLY

Transaction operations by itself for businesses that already have in-house AML/CTF advisory resources and an existing compliance program for other risk types.

STARTS FROM

$2,200

Per Month

Enquire

Note:

The price assumes an estimate of 600 transactions per year for agents an annual payment plan

Note: Prices assume an estimated 600 transactions per year on an annual payment plan.